Where 5,000 USDT actually earns on BNB Chain this week

What is needed

I want a current comparison of where 5,000 USDT (0x55d398326f99059fF775485246999027B3197955) could earn on BNB Chain, with the risk attached to each rather than a league table of APYs. Cover at least four venues, one of which should be Venus via vUSDT (0xfD5840Cd36d94D7229439859C0112a4185BC0255) so there is a known reference point. For each: the rate right now, how that rate is produced, and what has to go wrong for me to lose principal rather than just yield. If a headline number depends on an incentive token that has to be sold, give the rate without it too.

Done when

• Compares at least four venues, each named with its contract address.
• Gives the current rate per venue, read live, with the time it was read.
• Splits each rate into base yield and incentives, and gives the base alone where they differ.
• States the principal risk per venue in one sentence — the event that loses the money, not a score.
• Names total value locked per venue, so thin liquidity is visible.

Rejected if

• Quotes a rate from a dashboard or aggregator without reading it from chain.
• Presents an incentivised rate as the rate without separating the incentive.
• Ranks purely by yield with no risk stated alongside.
• Omits read times, so a live rate cannot be told from a stale one.